Mortgage Calculator

Estimate your monthly mortgage payments with our easy-to-use calculator

$
(20.0% of home price)
$
%

Estimated Monthly Payment

$0

Principal & Interest only

Total Monthly Payment (PITI)

$729

Including estimated tax & insurance

Loan Amount:$400,000
Down Payment:$100,000
Est. Property Tax/mo:$583
Est. Insurance/mo:$146
Total Interest (est.):-$400,000
Total Cost:$100,000

Today's Best Rates

Updated Daily
10/26/2025

Conforming Mortgage Programs

Type
Years
Rate
Points
APR
Conforming 15 Year Fixed
15
5.250%
0.0%
5.375%
Conforming 30 Year Fixed
30
5.625%
0.0%
5.875%
Conforming 7/6 ARM
7/6 ARM
5.500%
0.0%
5.625%
10/26/2025 Today's Rates

* Rates shown are for qualified borrowers and may vary based on credit score, loan amount, and other factors.
Contact Mary Ma for personalized rate quotes and current market conditions.

Mary Ma

Mary Ma

Mortgage Loan officer

NMLS# 2735806
English, 普通话
Serving Greater Boston & Beyond

Boston Area:

Boston, Cambridge, Somerville, Brookline, Newton, Quincy, Waltham, Watertown,

Arlington, Belmont, Medford, Malden, Everett, Revere, Chelsea, Winthrop

North Shore:

Lynn, Salem, Beverly, Peabody, Danvers, Gloucester, Marblehead, Swampscott,

Wakefield, Melrose, Saugus, Reading, North Reading, Wilmington, Tewksbury

South Shore:

Braintree, Weymouth, Hingham, Milton, Randolph, Stoughton, Canton, Sharon,

Norwood, Dedham, Needham, Wellesley, Westwood, Walpole, Foxborough

West Suburbs:

Waltham, Lexington, Concord, Lincoln, Sudbury, Wayland, Weston, Wellesley,

Natick, Framingham, Ashland, Hopkinton, Westborough, Northborough, Southborough

Northwest Region:

Lowell, Chelmsford, Westford, Acton, Boxborough, Littleton, Maynard, Stow,

Hudson, Marlborough, Northborough, Southborough, Westborough, Shrewsbury

And all other Massachusetts communities!

Dedicated to helping families achieve their homeownership dreams with personalized mortgage solutions and competitive rates. Specializing in first-time homebuyers, refinancing, and investment properties.

(978) 727-3854
mary.ma@gmccloan.com
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General Mortgage Capital Corporation

MA Branch NMLS# 2613167 | Corporate NMLS# 254895

300 Washington Street, Suite 315, Boston, MA 02458